Recently dug up a KYC-free virtual card -- Zebec Silver Card, said to be able to take USDC direct consumption and zero loss, as a perennial in the virtual card circle tossing the old players, I hastened to glean a wave of actual test. First of all, the conclusion: account opening is really cool to fly, but the payment scene is a bit picky, suitable for small amount of test water, want to be the main card still have to take it easy.
First, open an account zero threshold: fill in a mailbox can get on the car
Zebec registration process is so simple that it makes me doubt my life -- open the official website without even verifying your cell phone number, just fill in an email address + password, and then make up an address on the line. Here we have to emphasize: the first time to fill in the U.S. address directly by the USPS call back, replaced with the British postal code in seconds. The best thing is that the whole process does not need ID cards, passports and other things, even the cell phone number is just for show, to receive the verification code all rely on the mailbox, the privacy protection party is too friendly.
When I tied the wallet, I specifically opened a new small fox wallet, after all, using the main wallet is always a bit unsettling. Charge from as low as 5 USDC, choose BSC network Gas fee is only a few cents, cheaper than Ether to grandma's house. After buying a card, you will receive an email in a second, and if you click on the link, you can see the card number, CVV code and other key information, and the whole process will take less than 5 minutes.
Second, Zebec virtual card payment scenarios tested: the United States can be used, but Alipay stepped on mine!
(A) Successful cases: the exchange rate of the United States group order thief accurate
I was trying to tie up the American Express, but I didn't expect it to go through in seconds! I bought a 24.9 USD membership and charged 3.51 USD. I checked Google exchange rate and found that the rate is exactly the same, so I'm not bluffing about zero loss. Moreover, the transaction records are displayed in Mobilum Pay in real time, unlike some virtual cards where you have to wait for half a day.
(ii) overturn scene: Alipay wind control, WeChat direct refusal
I would like to try Alipay charge, just tied the card on the trigger wind control, prompting "account abnormalities", customer service said to submit a virtual card screenshot + ID card front and back in order to be unblocked, instantly dissuaded. WeChat more absolute, directly show "does not support the card type", it seems that the domestic mainstream payment platform for this kind of virtual card is still quite sensitive.
(iii) Other attempts: online shopping by chance
I've tried a few overseas e-commerce platforms, some of them can pay smoothly, some of them report errors directly, I guess it's related to the merchant's acquiring channel. Scenarios like buying cloud servers are fine, but subscribing to certain overseas services always prompts "payment failure", and you have to repeatedly change the card to try, which is quite time-consuming to toss around.
Third, Zebec advantages and disadvantages of the bottom: suitable for whom to use?
(Merits)
- KYC free.: No need to upload any documents, too friendly for newbies who hate the hassle of authentication
- Zero loss is real1 USDC = 1 US Dollar spent, which is much more conscientious than those cards that charge an exchange fee.
- Low card opening costs: Charge 5 USDC and you can play, good for a small test first!
- Multi-Network SupportSolana, BSC, and other low-gas networks are all available, so you can save money.
(Cons)
- Payment scenarios are limited: Domestic platforms are basically on hiatus, and overseas platforms have to take their chances as well
- Trouble filling in the address: You have to find a foreign zip code generator and mess around with it, or else the registration will fail easily!
- At risk of being taken off the shelvesThe previous Instant Card was taken off the market at the drop of a hat, so I didn't dare to deposit too much money into it.
Four, Zebec avoid pit guide: these details must pay attention to
- Don't fill in the address.: Use a real UK or US zip code (e.g. London SW1A 1AA), not a mainland address!
- Wallet Choosing the Right Network: BSC network Gas fee is the lowest, Ether is too expensive not recommended!
- Prioritization of small-scale testing: Don't charge too much at once, it's safer to use it all up!
- Save the mail.The card number information is in the e-mail, so you can't get it back if you delete it.
V. Summarize: Zebec is suitable for these types of people to get started!
If you are a novice who does not want to go through the KYC process, want to try virtual card spending, or need to make small overseas payments, this card can be gripped to play. But if you want to use it for daily shopping, large consumption, or forget it, after all, the payment scene is too restrictive, may not be able to use it at any time.
Last but not least, the virtual card is a fast-changing thing, the previous Zebec Instant Card has been removed from the shelves, so don't have too high expectations, just use it as a spare card occasionally.
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