Terms of Use

1. Introduction

Welcome to VirtualCardx (hereinafter referred to as "the Website"). These Terms of Use (hereinafter referred to as "the Terms") apply to your access to and use of the Website and all services and content provided on it. Please read these Terms carefully before using the Website. By using the Website, you agree to be bound by all provisions of these Terms.

2. Definitions

1. User: an individual or entity that accesses and uses the Website.
2. Content: all text, images, audio, video, data, information, software, and other materials published, displayed, or transmitted on the Website.
3. Services: all functions, applications, tools, resources, and other related services provided by the Website.

3. User Registration and Accounts

1. You may choose to register an account to better use certain services of the Website. During registration, you must provide accurate and complete information and keep your account information up to date.
2. You are responsible for properly safeguarding your account and password. You bear all consequences arising from account theft or password leakage caused by your own actions.
3. The Website has the right to review, restrict, or terminate user registration and account usage based on actual circumstances.

4. Use of Services

1. The Website provides an information and service platform only. Users shall bear the risks and responsibilities of using the Website themselves.
2. You shall comply with all applicable laws and regulations and shall not use the Website for any illegal activities, including but not limited to infringing others' intellectual property rights, publishing false information, or committing fraud.
3. You shall respect the legitimate rights of others and shall not publish, transmit, or share any abusive, defamatory, pornographic, violent, discriminatory, or otherwise inappropriate content on the Website.
4. The Website has the right to review, edit, delete, or block user-published content and to monitor and manage user behavior to ensure the normal operation of the Website and a good user experience.

5. Content Ownership

1. All content on the Website, including but not limited to text, images, audio, video, data, and software, is owned by the Website or its relevant rights holders and is protected by laws and regulations.
2. Without the explicit written authorization of the Website or the relevant rights holders, you may not copy, distribute, modify, display, rent, sell, transfer, or otherwise use the content of the Website.
3. For content you publish on the Website, you warrant that you have the legal rights and authorization, and you grant the Website a non-exclusive, worldwide, perpetual, and irrevocable right and license to use, copy, modify, display, transmit, distribute, and create derivative works.

6. Third-Party Links

1. The Website may contain links to third-party websites or resources. These third-party links are outside the control of the Website, and we are not responsible for the content, security, or privacy policies of these third-party websites or resources.
2. You access and use third-party links at your own risk. We recommend that you read the terms of use and privacy policies of third-party websites or resources before visiting them.

7. Disclaimer

1. The services and content provided by the Website are provided on an "as is" and "as available" basis. We make no warranties of any kind, express or implied, including but not limited to warranties of service quality, accuracy, reliability, fitness for a particular purpose, or security.
2. We shall not be liable for any direct, indirect, incidental, special, or consequential losses arising from the use of the Website, including but not limited to data loss, loss of profits, or business interruption, even if we have been advised of the possibility of such losses.
3. To the extent permitted by applicable law, our liability shall be limited to the amount you actually paid for using the Website or the value of the services we provided to you.

8. Limitation of Liability

1. The Website shall not be liable for losses or damages caused by force majeure, accidents, government actions, technical failures, cyber attacks, hacker attacks, computer viruses, communication line failures, or other unforeseeable, unavoidable, and insurmountable factors.
2. The Website shall not be liable for losses or damages caused by users' own actions, including but not limited to failure to comply with these Terms, failure to properly safeguard account information, or failure to update software in a timely manner.

9. Termination

1. You may stop using the Website at any time, and we will also cease providing services to you.
2. The Website has the right to terminate your account or restrict your use at any time based on its own judgment, without prior notice. After termination, you will no longer be able to access or use some or all of the services of the Website.

10. Dispute Resolution

1. The formation, execution, and interpretation of these Terms shall be governed by the laws of the People's Republic of China.
2. If any dispute arises between you and the Website, both parties shall first attempt to resolve it through friendly negotiation; if negotiation fails, either party may file a lawsuit with a competent people's court.

11. Miscellaneous

1. These Terms constitute the entire agreement between you and the Website and supersede any prior oral or written agreements between the parties regarding the relevant matters.
2. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain valid and enforceable.
3. We have the right to modify these Terms at any time. The revised Terms will be published on the Website, and you should regularly check for updates. If you continue to use the Website after the Terms are modified, you agree to be bound by the revised Terms.

If you have any questions about these Terms, please contact us at info@virtualcardx.com.