UEasyPay Virtual Credit Card

Recently, in order to deal with overseas subscriptions and cross-border payments, I have tried all the virtual credit cards on the market, and the experience I had with YouEasyPay was quite special. Today from the head of the card payment adaptation and account KYC these two key links, and everyone nagging the real use of feelings, all real stepping on the pits summarized experience.

First, the card head payment actual test: accurate adaptation, but there is a "hidden threshold"

The main card head of UE Pay is not fancy, Visa, Mastercard, UnionPay, the mainstream have, the point is that the official propaganda said that optimized for different scenarios, we directly take the commonly used scenarios to open the test:

e-commerce shoppingI used a Visa card to place an order on Amazon US, and the payment was deducted in a second after filling in the information, and even the billing address was not required to fill in the real overseas address, which is more humanized than many platforms. However, when shopping at Gmarket in Korea, the UnionPay card was rejected directly, and was replaced by Mastercard, so it seems that Asian niche e-commerce companies still need to use the card of international card organizations.
subscription serviceI've tried Netflix and Disney + subscriptions, and both Visa and Mastercard cardholders have been able to activate them without any problems for three months in a row. However, when subscribing to Envato Elements, an overseas design material website, the ordinary card head repeatedly prompted risky transactions, contacted customer service to realize that you have to use the "enterprise-class" card head, and added extra money to upgrade to get it done, this hidden threshold almost made me give up.
Game RechargeThe Steam and PSN Stores are a great place for Mastercard cards. However, when recharging the international service of "Original God", all the cards show that they don't support the payment in this region, so in the end, we can only change other channels honestly, which is quite helpless.

To summarize, the card head of UEasyPay is well adapted to mainstream scenarios, but niche or special scenarios can only be solved by upgrading the card head, which is not very friendly to users with limited budgets.

Second, open an account KYC: process is cumbersome, but the audit is super fast!

I thought the virtual credit card account is similar, but the result is that UE Pay gave me a downward spiral. The registration page will have to fill in the cell phone number, ID number, e-mail, but also have to check a large series of user agreement, just registration took me three minutes, than others to spend twice the time.

The KYC stage is even more exaggerated, in addition to submitting the front and back of your ID card, you also have to upload a video of your hand-held ID card, which takes 3-5 seconds to read out clearly, "I am voluntarily opening UoYiPay". What's even more outrageous is that you have to submit the last three months' bank statements or proof of social security payment, saying that it's for verifying the source of funds, which almost dissuaded me from applying.

However, the review speed is really powerful. I submitted my documents at 10am and received a text message at 11:30am, and the customer service even called to confirm the information, which is a top-notch efficiency among similar platforms. After passing KYC, the spending limit for a single day is up to 5,000 USD, which is very friendly to users who need to pay large amounts of money.

III. Summary of real experience

The advantages are outstanding: mainstream scene payment is as stable as an old dog, KYC audit is fast and the amount is high; the disadvantages are also obvious: the account opening process is cumbersome, special scene payment to spend extra money to upgrade the head of the card. If you are a cross-border e-commerce practitioner, a large overseas subscription, and are willing to toss KYC for stability and high credit, UE Pay is worth a try (registration address.):https://ueepay.com ). However, if you only want to occasionally seafood, do not want to be tossed by the complex certification, then it is recommended to wait and see. The above is my real review, any questions are welcome in the comments section!