Free KYC U Card: Payy: 0 card opening fee, more formal platform, simple identity verification, no face recognition, encrypted assets completely self-trusted
KYC-Free U Card: Payy—No card issuance fee; the platform is relatively reputable; identity verification is simple and does not require facial recognition; and crypto assets are fully self-custodied. This review summarizes the platform’s features, card issuance process, fee structure, use cases, and risks to help users determine whether it’s a good choice.











