EPN (e.pn) is a virtual card platform with over 102 BINs, covering banks in popular payment regions such as the United States, Europe, and Latin America. With issuance fees starting at just $2 and top-up commissions at 3%, the platform specializes in providing stable and reliable virtual card solutions for online advertising campaigns. It supports both individual users and corporate teams, offering dual-channel management via a mobile app and a web-based backend.
Key Advantages of EPN
- 102+ BIN Pools—One of the most comprehensive virtual card BIN databases on the market, covering regions such as the United States, Europe, and Latin America, effectively reducing the risk of a single BIN being declined
- Extremely low card issuance fees——Starting at $2 for card issuance, with a top-up commission of just 3%; significant cost advantages when used in bulk
- Supports 3DS—Can be used by merchants that require 3D Secure authentication to increase payment success rates
- Sign Up Now— Online registration takes just a few minutes; once you’ve completed KYC, you can activate your card.
- Mobile Apps— Supports iOS and Android for managing cards, with real-time access to balances and transaction details
- Bulk Card Issuance— Enterprise users can create and manage cards in bulk via the API
Virtual Cards for Advertising Platforms
Google Ads Virtual Card
A virtual Visa card designed specifically for Google Ads, featuring high throughput, instant registration, and support for all geographic regions. It resolves common issues with traditional payment methods on Google Ads, such as chargebacks and unexpected blockages. A pool of over 102 BINs ensures the continuous and stable operation of your ad account, mitigating the risk of account suspension due to BIN association.
TikTok Ads Virtual Card
A virtual debit card that integrates seamlessly with TikTok Ads and can be used with any ad account—even those with high activity levels and large budgets. The card supports automatic payments, ensuring uninterrupted ad delivery.
Cross-platform coverage
In addition to Google Ads and TikTok Ads, EPN’s virtual cards can also be used on various advertising platforms such as Facebook Ads, Bing Ads, and Amazon Ads. They also support online payments for SaaS subscriptions (such as ChatGPT Plus and Claude Pro), cloud services (AWS, Azure), and e-commerce platforms.
Fee Information
- Card Issuance Fee: Starting at $2 per sheet (prices vary slightly depending on the BIN type)
- Deposit Commission: 3% (No minimum top-up amount)
- Extension Fee: Starting at $2 (renewal fee upon card expiration)
- Transaction Fees: Included in the top-up commission; no additional fees
- withdrawal fee: Returning the balance to the platform wallet is free; withdrawals to external accounts are subject to a fee of 1%.
Payment Methods
EPN supports multiple deposit methods: USDT (TRC20/ERC20), bank card transfers, Alipay, and more. USDT deposits are typically credited within 5–10 minutes and are the most efficient deposit method. The platform does not set a minimum deposit amount, but we recommend that your first deposit be at least equal to the account activation fee plus your estimated spending amount to avoid frequent deposit transactions.
Applicable Scenarios
- Advertising for Cross-Border E-Commerce Sellers (Google, TikTok, Facebook, etc.)
- Payments for SaaS subscriptions and other online services (AI tools such as ChatGPT, Claude, etc.)
- Overseas Service Fees and Digital Product Purchases
- Bulk Payments Requiring Risk Diversification Across Multiple BIN Pools
- Card Management for Multi-User Ad Campaigns in Teams
caveat
- You must complete AML/KYC verification (ID card or passport).
- We support multiple deposit methods; USDT deposits are the most convenient.
- We have a referral program—invite friends to earn rewards
- Provides mobile app management and supports real-time transaction notifications
- Some BINs may not support 3DS authentication; please confirm the target merchant's requirements when issuing the card.
summarize
EPN is one of the most professional virtual card platforms for advertising campaigns. With coverage of over 102 BINs and issuance fees starting at $2, it offers competitive pricing and flexibility. If you primarily run ads on platforms like Google Ads and TikTok Ads, EPN is an option worth considering. We recommend that new users start by issuing 1–2 cards to test the payment success rate with their target merchants using small amounts, and only proceed with bulk usage once stability is confirmed.
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