I. Core advantages of the platform
1. KYC-free authentication mechanism
HornetPay does not require users to submit identity documents or a cumbersome real-name authentication process, and registration can be completed only through an email address or invitation link, greatly reducing the risk of privacy leakage. This feature makes HornetPay stand out in anonymous payment and cross-border micro-consumption scenarios, and is especially suitable for crypto-coin users who emphasize privacy protection.
2. Low top-up rates and flexible payments
The platform supports USDT (TEDA) recharge, and the actual loss rate is as low as 2.5%, which is significantly lower than the industry average (e.g., FOMEPay's 2%-5% fee6). Meanwhile, it is compatible with Alipay and other mainstream payment tools to meet diversified capital flow needs9.
3. Multi-scene adaptation capability
HornetPay offers a variety of prepaid card types such as Visa, MasterCard, DiscoverCard, etc., covering high-frequency scenarios such as cross-border advertising (e.g., Facebook, TikTok), e-commerce platforms (Amazon, Shopify), AI subscriptions (ChatGPT, Midjourney), and so on.
II. Functional and utilization characteristics
1. Quick card opening and account management
- Users can batch generate virtual cards and support multiple cards in parallel for a single account to meet enterprise-level payment needs.
- The card has flexible validity period and limit setting, and supports instant freezing or canceling function to reduce the risk of funds.
2. Global payments compatibility
HornetPay virtual card can be bound to PayPal, AWS, Cloudflare and other international platforms, to solve the traditional dual-currency card due to regional restrictions resulting in payment failure. Test data shows that its payment success rate in the United States, Europe and other mainstream markets exceeds 95%.
III. Risk Control and Operational Guidelines
1. Principle of financial security
Strictly follow the "charge and use" strategy, the single recharge amount does not exceed 120% of the consumption demand, to avoid the platform operation risk.
2. Billing address optimization
Filling in a tax-exempt state address (e.g., Delaware) reduces the excise tax expense for some platforms, but care needs to be taken to be geographically consistent with the IP address.
3. Dispute handling mechanisms
In the event of a failed payment, you can submit a screenshot of the transaction with your card information through the platform's built-in customer service system, with a response time usually within 24 hours.
IV. Registration Portal
Registration Link Portal:https://hornetpay.uk/#/signup?referer=VIRTUALCARDX&lang=zh-CN (Sign up through this link and get 25% cashback commission on new card openings.)
V. Specific tariffs:
| card system | Scene Type | opening fee | credit card fee waiver | top-up rate | Consumer Handling Fee | cash rebate | validity period | threshold requirement |
|---|---|---|---|---|---|---|---|---|
| Bumblebee Trial | advertising card | 10u | Random $1 to $5 off your first card | 3% | For transactions less than 50u, 0.6u is charged per transaction. | 0.05% | third year | not have |
| Mechanical Bee Universal | subscription card | 10u | Random $1 to $5 off your first card | 3% | Cross-border purchases, non-U.S. purchases, fixed fee of $0.50 per transaction | 0.10% | third year | not have |
| Lightning Bee Series (Gold Card) | wildcard | 15u | not have | 2% | not have | 0.15% | third year | not have |
| Hornet Unlimited AFF Platinum Card | wildcard | 5u | not have | 1.50% | not have | 0.20% | third year | Required to complete the invitation of 200 friends to open the card |
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